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Maryland Restaurants and Hospitality Work Comp Program

The Maryland Restaurant & Hospitality Self Insurance Fund is provided by the Restaurant Association of Maryland.

Key Features and Benefits:

- Attractive rates

- Annual dividend potential

- No "expense constant" charges

- The self-funded plan ensures:

  • High standards for acceptance
  • Litigation of fraudulent claims
  • Prompt service
  • Component partners network
  • Focus on loss prevention and control of rapid reporting
  • Close monitoring of employee progress​


Over the last twenty years, the Trust has earned in excess of $7.5 million in investment income and returned to members more than $6.0 million in dividends while creating more than $4.0 million in member surplus.

For more information, contact: